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Nordea Bank Russia (NBR) the interest rates charged on overdrafts with a grace period of the interest repayment in any currency other than the Roubles are 19 percent per annum and in Roubles - 23 percent per annum.
A 56-day grace period is applicable under overdraft facilities available to the holders of Visa International and MasterCard Worldwide bank cards issued by NBR, provided that the amount outstanding under the relevant overdraft facility is fully repaid by the end of the grace period.
The interest rates charged on the overdrafts without a grace period are 17 percent per annum in any currency other than the Roubles and in Roubles – 21 percent per annum.
Such overdraft facilities with a grace period available to the holders of bank cards issued by NBR have the following advantages:
The interest rates on the overdrafts with a grace period for the Bank’s clients who participate in “Home Bank” advantage programme are as follows: for Silver clients – 17 percent per annum in any currency other than Roubles and in Roubles - 21 percent per annum, for Gold clients – 15 percent per annum in any currency than Roubles and 19 percent per annum – in Roubles.
For further information on the loan products offered by NBR to individuals please turn to one of the branches or offices of NBR or call us at:
Besides, you can lodge an application for opening of an overdraft facility on the Web-site of NBR:
Preliminary application for opening an overdraft facility should be lodged in the bank card account.