Nordea Bank and VISA to stage lottery for VISA and VISA Electron cardholders

18.04.2011

Nordea Bank and VISA to stage lottery for VISA and VISA Electron cardholders

From April 1 to December 31, 2011, all holders of VISA and VISA Electron cards issued by Nordea Bank will have a chance to participate in a lottery, organized by the global payments system, VISA International.

Every 3 months, holders of VISA and VISA Electron cards that have used their cards to pay for any purchase at least once over the preceding quarter, will be able to raffle for a prize. Winner of each lottery phase will get an opportunity to get back the amount of all the purchases made over the previous 3 months and paid by the winning card, multiplied by 101. In addition, encouragement prizes, each RUB 10,000 in size, will be awarded.

The lottery is to be staged as follows.

Phase (transaction must be made in the specified period)Prize-drawingEncouragement prize

Spring:

April 1 – June 30, 2011

25 July 2011

334 prizes RUB 10,000 each

Summer:

July 1 – September 30, 2011

25 October 2011

333 prizes RUB 10,000 each

Autumn:

October 1 – December 31, 2011

25 January 2012

333 prizes RUB 10,000 each

There is no requirement to the minimum purchase amount; each purchase gives you an opportunity to win the prize! The more purchases you pay with you VISA or VISA Electron card, the higher is your chance for victory, and larger is the size of the grand prix!

Moreover, from April 1 to May 31, 2011, VISA and VISA Electron cardholders will have a chance to get gift certificates for 150-1000 roubles. To get a certificate, just pay for any purchase larger than 1500 roubles in size at a Perekrestok, Carousel or Seventh Continent store, or greater than 3000 roubles at any other partner store, with your VISA/VISA Electron card.

Cash prizes will be transferred by the lottery organizer to customers’ accounts at Nordea Bank Russia, net of the personal income tax payable under Russian law. Any cash prize larger than 4000 roubles is liable for tax; prizes smaller than 4000 roubles are tax-exempt. Winners will not have to fill any tax returns: all the relevant information will be reported to the taxation authorities by the lottery organizer.

The list of winners will be published on www.visa.com.ru and www.rusloterei.ru. Visit www.visa.com.ru for more information on the lottery rules, dates, location and ways to get the prize.

1Major total limited at 1,500,000 roubles

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