Lipetsk

Dear customers!

OJSC Nordea Bank’s Management Board has decided to close Lipetsk Office of Stary Oskol Branch. Effective from 5 September 2011, the customers of Lipetsk Office (location: Lipetsk town, 77 Sovetskaya St) will be serviced by Voronezh Office of Belgorod Branch (location: 394036, Voronezh town, 6a Nikitinskaya St, tel: (473) 252-75-65, 259-93-76).

Working hours of the Office: Monday-Friday, from 9:00 to 18:00. Working hours of the cash desk: 9:30 – 17:00 (lunch break from 13:00 to 14:00). Saturday and Sunday are non-working days.

Please be advised about the possible options of further servicing as to some banking transactions.

Repayment according to the schedule

You may repay your loans according to the schedule in:

1. Voronezh Office of Belgorod Branch or any other branch of OJSC Nordea Bank, as well as in respective offices whose location is given on the Bank’s website: www.nordea.ru;
2. OJSC Promsvyazbank’s office (located at the following address: Lipetsk town, 16a Tereshkovoy St) without being charged an extra fee (if the payment is effected after 13.10.2011). Working hours of the office: Monday-Friday (from 9:00 to 18:00), Saturday and Sunday – non-working days;
3. Another bank accepting payments from individuals. Note! If you pay via a bank other than that specified in the items 1-2 above, a transaction fee may be charged.

To effect a payment, you have to know the number of your loan agreement, loan account and the details of OJSC Nordea Bank.

For the funds to be credited to your account in a timely way, you are recommended to make the payment at least 3 business days before the due date stipulated in the repayment schedule.

Prepayment

You may prepay your loan (fully or partially), subject to a relevant notice to Belgorod Branch of OJSC Nordea Bank. You may also apply for a standing order for regular prepayments, whereby the surplus funds (after a monthly repayment) will be credited as prepayment.

Change in the personal details

If your personal details (passport particulars, registration address, telephone etc) change, please notify Voronezh Office of Belgorod Branch thereof by a registered mail with receipt acknowledgement, specifying the changes (in a voluntary form) and enclosing copies of the documents giving rise to such changes (unless in the telephone number).

Receiving documents

You may receive documents certified by the Bank (reports, account statements etc) and submit or pick up Vehicle Passports only upon your personal application (or that from your representative acting under a power of attorney in form and substance required by the Russian law) to Voronezh Office of Belgorod Branch.

Term deposits

You may open/close deposits and receive the funds thereunder upon your personal application (or that from your representative acting under a power of attorney in form and substance required by the Russian law) to Voronezh Office of Belgorod Branch.

Bank cards

You may have bank cards issued (or re-issued) upon your personal application (or that from your representative acting under a power of attorney in form and substance required by the Russian law) to Voronezh Office of Belgorod Branch. You may also, upon your personal application (or that from your representative, acting under a power of attorney in form and substance required by the Russian law) to Voronezh Office of Belgorod Branch, have your bank card maintained at a preferential tariff (no-fee cash withdrawal from the ATM network of Unified Settlement System) before its expiration date, as well as refuse to have it re-issued (at will). The addresses of Unified Settlement System’s ATMs are posted at the Bank’s website: www.nordea.ru.

Details of Voronezh Office, Belgorod Branch Full name: Voronezh Operating Office of Belgorod Branch, OJSC Nordea Bank
Location: 394036, Voronezh town, 6a Nikitinskaya St.
INN/KPP 7744000398 / 366632002
BIC 041424778 with Stary Oskol Cash& Settlement Center of the Russian Central Bank’s Belgorod Region Division
Correspondent account 30101810400000000778
OKPO 83590884
OKVED 65.12

Should you have any further questions, please contact Voronezh Office of Belgorod Branch
by telephone (473) 252-75-65, 259-93-76.