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Gold client

In order to become a Gold client, the total amount of transactions and services used by you and your family within Nordea should be as follows:

Privilege category criteria*

Total amount of savings and loans

Account turnover, quarterly

Total amount of services

at least 1 ml. rub.**

22.5 thous. rub.**

at least 4

* advantage category is assigned upon compliance with all the criteria of one advantage category listed.
** including the exchange other than rubles at the rate of Central Bank of the Russian federation as on the date of calculating the total sum of savings and loans/ Client’s accounts turnover.

The total sum of savings and loans is calculated as a sum of the following items:

  • fixed-term deposits (defined on a monthly basis on the date of certain savings and loans balances calculations);
  • total amount of loans (including the amount of bank card overdraft limit) defined monthly on the date of savings and loans calculations as a total value of the loan debt balance.

Monthly account turnover:

  • When assigning an advantage category the following funds transferred to your bank accounts are taken into consideration: current account, special card account or demand deposit.
  • Total amount of the receipt to your account for the last three months should not be less than 22.5 thous. rub.
  • Your bank account opened under the Payroll Card Programme is also taken into consideration.

Total amount of products and services used:

  • When calculating the products and services used by you and your family only bank products and services from different groups are taken into account.

Gold customer advantages:

  • personal banking;
  • discounts up to 50% for settlement and cash services;
  • discounts up to 50% for card accounts maintenance;
  • most advantageous conditions for loans and deposits.

For questions regarding Advantage programme Home Bank, please call:

(495) 921-21-01 - Moscow
8 (800) 200-34-77 - toll-free regional support hotline
as well as at any Nordea Bank Office