Deposit "Nordea - Pension"
Pension Deposit with the option of supplementing account and receiving monthly interest payment
| Currency and amount of deposit | Interest rate per annum
(depending on deposit maturity in days) | |||||||
|---|---|---|---|---|---|---|---|---|
| 3 months
(91 days) | 6 months
(181 days) | 9 months
(270 days) | 1 year
(365 days) | 1,5 years
(540 days) | 2 years
(730 days) | |||
| Roubles | ||||||||
| from 3,000.00
up to 100,000.00 | 6.60% |
6.80% | 7.00% | 7.20% | 7.50% | 7.80% | ||
| from 100,000.01
up to 500,000.00 | 6.85% |
7.05% | 7.25% | 7.45% | 7.75% | 8.05% | ||
| from 500,000.01
and more | 7.00% | 7.20% | 7.40% | 7.60% | 7.90% | 8.20% | ||
| US dollars | ||||||||
| from 100.00
up to 5,000.00 | 1.20% | 1.30% | 1.40% | 1.50% | 1.60% | 1.70% | ||
| from 5,000.01
up to 20,000.00 | 1.35% | 1.45% | 1.55% | 1.65% | 1.75% | 1.85% | ||
| from 20,000.01
and more | 1.45% | 1.55% | 1.75% | 1.85% | 1.95% |
2.05% | ||
| Euro | ||||||||
| from 100.00
up to 5,000.00 | 1.60% | 1.80% | 1.90% | 2.00% | 2.10% | 2.20% | ||
| from 5,000.01
up to 20,000.00 | 1.75% | 1.95% | 2.05% | 2.15% | 2.25% | 2.35% | ||
| from 20,000.01
and more | 1.85% | 2.05% | 2.25% | 2.35% | 2.45% | 2.55% | ||
Significant conditions for deposit:
- The minimum deposit is 3,000 roubles of the Russian Federation, 100 US dollars or 100 euro.
- Deposits can be supplemented with additional payments. Minimum amount of additional payment in cash is 500 rubles of the Russian Federation, 10 USD or 10 EUR, in case of cashless deposit replenishing the minimum amount of additional payments is not limited. Additional deposits are accepted during all term of deposit.
- Interest rate is applied for additional payments.
- Partial withdrawal is not permitted.
- Interest is paid on monthly basis by debiting to the customer’s account opened in the same branch office of OJSC Nordea Bank (Moscow branch office and of Moscow region) where deposit is opened.
- Bank deposit agreement is extended under the terms and at the rate effective for this deposit type as of the date when it is considered to be extended for a new term. At that, the amount of extended deposit for the purpose of defining interest rate is considered the sum of actual account balance as of the extension date.
- If as a result of replenishing deposit amount, deposit is transferred into other category, the interest rate is established in accordance with this deposit category.
- In case of early termination of the bank deposit agreement, interest is accrued according to On Demand deposit rates.
- A deposit may be placed with the Bank by a Russian citizen eligible for old-age work pension, i.e. males older than 60 years and females older than 55 years* upon presentation of a Russian passport.
*If a potential customer is younger, then the Deposit in question may be placed with the Bank upon presentation of any of the following documents:
-
a Russian national pensioner card; or
-
a Russian national Career Servant of the State Card (‘udostovereniye veterana’) (granted to career servicemen, career policemen, career public prosecutors, career judges, merited employees of a given industry, war veterans and merited civil servants).