Deposit "Nordea - Universal"
Deposit with the options of interest capitalisation, account replenishment and partial withdrawal of funds
| Currency and amount of deposit | Interest rate per annum
(depending on deposit maturity in days) | ||
|---|---|---|---|
| 1 year
(365 days) | 1,5 years
(540 days) | 2 years
(730 days) | |
| Roubles | |||
| from 30,000.00 up to 500,000.00 | 5.00% | 5.25% | 5.50% |
| from 500,000.01 до 2,500,000.00 | 5.25% | 5.50% | 5.75% |
| from 2,500,000.01 and more | 5.50% | 5.75% | 6.00% |
| US dollars | |||
| from 1,000.00 up to 20,000.00 | 1.95% | 2.15% | 2.35% |
| from 20,000.01 up to 100,000.00 | 2.15% | 2.35% | 2.55% |
| from 100,000.01 and more | 2.35% | 2.55% | 2.75% |
| Euro | |||
| from 1,000.00 up to 20,000.00 | 2.45% | 2.70% | 2.95% |
| from 20,000.01 up to 100,000.00 | 2.65% | 2.90% | 3.15% |
| from 100,000.01 and more | 2.85% | 3.10% | 3.35% |
Significant conditions for deposit:
- The minimum deposit is 30,000 roubles of the Russian Federation, 1,000 US dollars or 1,000 euro
- Deposits can be supplemented with additional payments. Minimum amount of additional payment in cash is 3 000 rubles of the Russian Federation, 100 USD or 100 EUR, in case of cashless deposit replenishing the minimum amount of additional payments is not limited. Additional deposits are accepted during all term of deposit.
- Interest rate is applied for additional payments.
- Quarterly capitalization and payment of deposit interest are possible at depositor’s option through debiting to the customer’s account opened in the same branch office of OJSC Nordea Bank (Moscow branch office and of Moscow region) where deposit is opened.
- Partial withdrawal of funds till the minimum balance amount is possible in accordance with the deposit category.
- Bank deposit agreement is extended under the terms and at the rate effective for this deposit type as of the date when it is considered to be extended for a new term. At that, the amount of extended deposit for the purpose of defining interest rate is considered the sum of actual account balance as of the extension date.
- If as a result of receipt and payment transactions, deposit is transferred into other category, the interest rate is established according to this deposit category. The minimum balance shall be unchanged.
- In case of early termination of the bank deposit agreement, interest is accrued according to On Demand deposit rates.