Deposit "On demand"

Upon payment of deposit and/or accrued interest in cash (US dollars or euro), cents due for payment will be paid in roubles of the Russian Federation at the rate of exchange established by the Central Bank of Russia as of the date of payment.

In case of increase of the deposit amount, starting from the date following the day of depositing additional sums, interest on the deposit amount will be accrued and paid out on based on the total deposit amount, considering additional deposits.

The bank has the right to change the interest rate on the deposit during the term of the deposit. The new interest rate is effective from the date of its approval by the bank.

Payment of accrued interest is made on quarterly basis.

Unclaimed interest will be added to the deposit amount (will be capitalised).