Complex travel accident and health insurance during trips on the territory of Russia and abroad for cardholders of VISA Classic and MasterCard Standard cards
The insurance becomes effective provided that the trip (ticket, tour, petrol, hotel stay, Duty Free shops or any other expenses during trip itself) had been fully or partially paid for with a bank card before the claim occurs.
| Total Sums Insured for Emergency medical expenses and Travel assistance package due to accident or sudden and unexpected sickness: | |
| Emergency medical expenses and travel assistance package due to accident or sudden and unexpected sickness (dental expenses up to 200 USD) | |
| Travel Assistance package due to Accident including: | 25 000 USD |
|
Transport to medical institution |
25 000 USD |
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1. Repatriation of the insured person |
25 000 USD |
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2. Repatriation of body of the insured person to the place of permanent residence | 5 000 USD |
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3. Coffin cost reimbursement | 1 000 USD |
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4. Emergency travel expenses for a family member of the insured person |
1 500 USD |
|
5. Repatriation of children of the insured person | 1 500 USD |
| Baggage loss if the baggage was in custody of common carrier (purchase receipts are required) | 250 USD |
|
1. per 1 suitcase / bag (max. 2 suitcases / bags) | 125 USD |
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2. per 1 pair / item of property (Deductible for baggage is 50 USD) | 50 USD |
| Accidental death, permanent total disability due to an accident** | 5 000 USD |
| Accidental death, permanent total disability as a result of an accident on the transport means of a registered transport operator** | 10 000 USD |
* valid only if insured person is not a citizen or permanent resident of the country (more than 180 calendar days in a year), where insured trip takes place
** payments for these risks are not to be summarized
| Emergency medical expenses and travel assistance package due to accident or sudden and unexpected sickness (dental expenses up to 100 USD) | |
| Assistance in case of an accident, including: | 5 000 USD |
| Assistance in case of an accident or sudden disease, including: | 5 000 USD |
| 1. Repatriation of the insured person | 5 000 USD |
| 2. Repatriation of body of the insured person to the place of permanent residence | 2 000 USD |
| 3. Coffin cost reimbursement | 1 000 USD |
| Accidental death, permanent total disability due to an accident | 5 000 USD |
The insurance indemnity also applies to accidents occurred during mountain-skiing, snow-boarding (unless on undesignated tracks), diving and rafting.
Term of insurance coverage:
- All coverages listed above apply on a 24-Hr basis during any trip of the insured person inside the stated territories.
- The number of trips a year is not limited.
- Duration of the trip should not exceed 60 days.
Connection to the service is effected free of charge.
To apply for the service a cardholder should:
- present his/her ID (for example, the passport) and bank card to any unit of Nordea Bank
- fill out an “Insurance” application.
The insurance will be activated within 5 business days, then at the Bank’s unit the customer may pick up an identification card, individual certificate and extracts from policy insurance terms.
Insurer has a right to refuse the claim in case the insured person had not contacted Travel Guard on
+7 (495) 937 64 88 or
8 800 700 08 98 prior to visiting a Doctor and/or followed recommendations of operator.
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